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Discover the Secrets of Purchasing Owner Occupied Commercial Property

March 15, 2018 @ 12:00 pm - 1:30 pm PDT

CREW East Bay Members-Only Lunch & Learn

Do you own your own company and would like to own your commercial real estate too? Do you work with clients who fit that description?  If so, this Lunch & Learn is for you.  Discover how to know if owning the real estate is the right choice and find out how to qualify for a loan.  We will cover:

  • Whether conventional or SBA financing is used, the underwriting approach will be similar and distinctly different than a leased investment financing.  This session will show you the basics of how an owner-occupied financing is underwritten.
  • Ever wonder how you analyze whether buying is more advantageous than leasing.   An after-tax buy vs. lease analysis is required to truly understand the answer to this question.  This workshop will go through an example of buy vs. lease analysis and the audience can participate in changing the assumptions to see how different variable affect the outcome.


Cheryl Hayes
Vice President, SBA Originations
Bank of the West

Speaker Bio:
Cheryl Hayes helps small businesses grow by providing them the financing they need to acquire real estate, equipment, and working capital.  Prior to joining Bank of the West in March 2014, she held a similar position with California Bank & Trust, where she was honored with the designation of Lender of the Year and inclusion in CBT’s President’s Club for her performance.  Prior to joining CBT in July 2010 Cheryl spent most of her career with the General Electric Company working in several different GE Capital businesses.  Her last position with GE was with their Real Estate Group, where she financed small and mid-market companies’ owner-occupied and leased investment transactions.  Cheryl has her MBA from UC Berkeley and her BS from Purdue University, and Cheryl just graduated from Pacific Coast Banking School in September 2015.


March 15, 2018
12:00 pm - 1:30 pm PDT
Event Category:


CREW East Bay
View Organizer Website


Bank of the West
Conference Center, Treat Towers, 1255 Treat Blvd., First Floor
Walnut Creek, CA,
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