New Federal Housing Law Hands Northern California Fresh Levers on Supply, But Leaves Zoning Untouched

The nation's first comprehensive federal housing package in decades arms Northern California developers and lenders with new incentives for adaptive reuse, small-dollar lending and manufactured housing, yet stops short of the zoning reform that economist Matthew Gardner argues is the region's real bottleneck. The 21st Century ROAD to Housing Act, which combined the House's H.R. […]