Planet Home Lending Opens Branch in Morgan Hill, Calif.

MORGAN HILL, Calif. (Feb. 28, 2019) – Planet Home Lending, LLC has opened a new branch at 18525 Sutter Blvd, Suite 240, Morgan Hill, Calif. (NMLS #1755028). The office will include Branch Manager Justin Berteaux (NMLS #250347), Mortgage Loan Originators Michelle Cockrell (NMLS #919190), David Hernandez (NMLS #251100), Tricia Nardone (NMLS #302921), Dallas Garcia (NMLS#1401526), Kristin Levario (NMLS #1352199), Sales Manager Bobby Saadieh(NMLS#1267458) and Processor Grace Olevetti.

“Planet Home Lending is a great fit for South County and Silicon Valley because we offer all the competitively priced jumbo loans consumers want, as well as 100 percent financing CalFHA loans so popular right now,” Berteaux said. “In addition, as national Top 1 percent VA lender, Planet Home Lending has helped many military service members and rural borrowers use their well-deserved home loan benefits to purchase or refinance homes with no money down,” he added.

Planet serves a broad spectrum of consumers from entry-level to luxury homebuyers and homeowners. “The new branch is knowledgeable about the complexities that can affect Jumbo borrowers as well as the challenges that first-time homebuyers face,” said Planet Home Lending Executive Vice President of National Sales Mike Lee. “In Santa Clara and San Benito counties, we can do conventional and FHA home loans up to $726,525, as well as jumbo home loans up to $3 million at competitive rates with appealing features, like a Jumbo no-mortgage insurance option with 10 percent down,” he added.

Local consumers face high home prices and housing inventory shortages. They want to buy despite having student loan debt. “You have to be creative to give homebuyers and homeowners home loan choices in our market,” Berteaux added. “Planet Home Lending has products and strategies to tackle those challenges. We also have experienced loan originators who know how to apply the rules and structure personal finances, so you have home loan choices, instead of getting pushed into a one-size-fits-all loan.

“We have CalHFA loans for first-time homebuyers looking for down payment and closing cost money and Chenoa down payment assistance, which you don’t have to be a first-time homebuyer to use,” he added.

Planet Home Lending also offers home loans to borrowers who fall outside the standard credit box, including self-employed people, business owners, retirees, real estate investors, foreign nationals, and those who’ve suffered bankruptcy or foreclosure.

Along with local expertise, Planet Home Lending offers a personal digital mortgage assistant, Skymore by Planet Home Lending™, consumers can use to apply for a home loan from anywhere. They can submit paperwork via their mobile device, track the progress of their home loan 24/7 or reach out to ask their loan originator questions.

About Planet Home Lending, LLC

Founded in 2007, Planet Home Lending (NMLS #17022) is a privately held, national residential mortgage lender with multiple business channels uniquely positioned to provide competitive products and services. It is an approved originator and servicer for FHA, VA, and USDA as well as a Freddie Mac and Fannie Mae Seller/Servicer, and a full Ginnie Mae Issuer and approved sub-servicer. Planet Home Lending is an equal opportunity lender. For more information about Planet Home Lending, please visit

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